The following is subject to the policy’s terms, conditions and exclusions.
Damage to Buildings, Contents, Fixtures and Fittings
- Protect your home, contents, fixtures and fittings against accidental damage, fire, storm, theft, malicious damage, breakage of fixed glass, water damage, impact, fusion and flood.
- Up to $60,000 cover on contents and fixtures.
- Flexible nomination of sum insured for your building.
- Cover for damage caused by a Tenant.
Loss of Rent and Legal Expenses
Coverage for loss of rent (Including prevention of access):
- If the home (or buildings or other property in the immediate vicinity) or contents are so damaged by an event for which we agree to pay a claim that your property cannot be let to Tenants, We pay:
- The lesser of:
- The amount of rent payable under the lease at the time of loss; or
- The amount shown on Your Policy Schedule
- Up to $7,500 for Legal Expenses and Costs.
Liability Cover
Up to $30 million cover for legal liability when bodily injury or third party property damage arises from an occurrence happening in connection with your ownership of the investment property.
Excess Amounts
- Home & Contents – $400
- Legal Liability – $400
- Named Cyclones – $500