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Landlord Insurance

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The following is subject to the policy’s terms, conditions and exclusions.

Damage to Buildings, Contents, Fixtures and Fittings

  • Protect your home, contents, fixtures and fittings against accidental damage, fire, storm, theft, malicious damage, breakage of fixed glass, water damage, impact, fusion and flood.
  • Up to $60,000 cover on contents and fixtures.
  • Flexible nomination of sum insured for your building.
  • Cover for damage caused by a Tenant.

Loss of Rent and Legal Expenses

Coverage for loss of rent (Including prevention of access):

  • If the home (or buildings or other property in the immediate vicinity) or contents are so damaged by an event for which we agree to pay a claim that your property cannot be let to Tenants, We pay:
    • The lesser of:
      • The amount of rent payable under the lease at the time of loss; or
      • The amount shown on Your Policy Schedule
      We will pay this for up to 52 weeks, or until your property is fit for habitation, or access to the property is re-established.
  • Up to $7,500 for Legal Expenses and Costs.

Liability Cover

Up to $30 million cover for legal liability when bodily injury or third party property damage arises from an occurrence happening in connection with your ownership of the investment property.

Excess Amounts

  • Home & Contents – $400
  • Legal Liability – $400
  • Named Cyclones – $500