Landlord Insurance

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The following is subject to the policy’s terms, conditions and exclusions.

Damage to Buildings, Contents, Fixtures and Fittings

  • Protect your home, contents, fixtures and fittings against accidental damage, fire, storm, theft, malicious damage, breakage of fixed glass, water damage, impact, fusion and flood.
  • Up to $60,000 cover on contents and fixtures.
  • Flexible nomination of sum insured for your building.
  • Cover for damage caused by a Tenant.

Loss of Rent, Rent Default by Tenant and Legal Expenses

Coverage for loss of rent:

  • Up to a maximum of 15 weeks when Tenants abscond, default in payment, upon Death of the tenant, Murder or Suicide at the site.
  • Up to 28 weeks when a legal Eviction of Tenant occurs or fails to give vacant possesion following eviction notice served on tenant.
  • Up to 6 weeks when the Court awards a Tenant with release from lease obligations due to hardship.
  • Up to 52 weeks if the Loss or Damage that has occurred is covered under the Building / Contents Section (e.g. against fire, storm or impact damage).
  • Up to $7,500 for Legal Expenses and Costs.

Please note: Payout is based on the weekly rent received from your Tenant. Weekly rent is subject to a maximum of $1,500 unless otherwise agreed.

Liability Cover

Up to $30 million cover for legal liability when bodily injury or third party property damage arises from an occurrence happening in connection with your ownership of the investment property.

Excess Amounts

  • Home & Contents – $250
  • Public Liability – $250
  • Named Cyclones – $500
  • Loss of Rent – The claim will be reduced by the balance of the bond money remaining after subtracting expenses you are legally entitled to deduct from the Bond Money.