A tailored contents insurance solution designed specifically for residents.
Our VillageWISE Residents Contents Insurance cover is specifically designed for residents in retirement villages and lifestyle resorts. This policy provides cover for residents’ contents against the most common types of loss or damage.
Unlike a traditional insurance policy, the VillageWISE Residents Contents Insurance cover is provided under a Discretionary Trust arrangement which is an innovative alternative to conventional insurance.
The cover made available under the Discretionary Trust Arrangement includes both:
- Scheme Cover afforded by the Trust. This is not insurance but a discretionary trust; and
- Insurance Cover purchased by the Trustee to protect the Members against insured events in excess of the Scheme Cover and subject to the terms and conditions of the insurer’s policy, more information is available in the Product Disclosure Statement.
Why choose VillageWISE contents cover?
The VillageWISE policy offers:
- Accidental Loss or Damage Cover
- Automatic Flood Cover
- No basic excess
- New for old replacement for Contents
- Automatic cover for Hearing Aids up to $7,000 per pair
- Option to include cover for motorised wheelchairs, scooters or gofers
- Improvements to the home i.e. Solar Panels or Pergola’s
Apply Now and receive a quote online.
*Please read the Policy Wording & Product Disclosure Statement for conditions and exclusions.